Travel
Although I am not in a hurry at this time, several readers told me I should call my bank and request access to the money that I deposited at least a week ago from the sale of my RV. I say I'm in no hurry, because I can't go anywhere right now except to local stores, and I certainly don't want to spend that money yet!
I'm not surprised at all because I've been through this before. When I sold my condo in Virginia (2003) and my house in North Carolina (2008) the proceeds were wired to my account and I had instant access to them. When I wrote a check for my 5ver and truck, you might remember I sat and cooled my heels for nearly a whole month because the seller's bank held up the funds. Of course they disappeared from my account within a day or two, but the seller couldn't even see them in her account.
In this instance, the full amount I received from my 5th wheel showed up in my account, and I'm almost certain I will be credited with the interest on these funds.
I have been dealing with a Federal Employees Credit Union in Cincinnati since I was 17 years old, and have watched it grow from a two-person office, to a full banking center with a number of branches in the metro Cincinnati area. I realize how much like a bank it is today when I was kept on hold for 35 minutes while "they were assisting other customers". Since my only phone is a cell phone and the minutes were ticking against my account, I finally hung up and emailed them.
I still love this credit union and wouldn't take a regular bank in place of them in a thousand years! The system is what it is and I can't do much about it, although knowing how they work, if I told them I needed xxxxx number of dollars right now to make a purchase of an RV, I'm sure they would allow me access to it. A credit union is more likely to bend the rules once in a while whereas a bank is more rigid. They have bent the rules for me many times in the past, including when I was living in Ireland and needed to buy a car, so I will go along with the situation as it is right now. As I said, I can't go to purchase and pick up the RV right away, and the money will be available when I can.
In the meantime I'm just trying to keep my excitement down to a manageable level, and try not to make too many lists of things I want to get for the camper. And of course I need to do an attitude adjustment on the amount of space I think I need, although that shouldn't be too difficult for me.
- Weather Woes!
Poor Ara, went to the airport last night and was told the flight had been delayed until this morning. Today's flight left, but there was a delay of several hours in Houston; I haven't heard if it finally departed, but I hope she is home...
-
It's not even 7:30 am and I feel like I've put in a full day - or at least a half day. I woke up early this morning because I'm watching Liam for a couple of hours and need to be at Steve's house before 8:30! The first...
- Safe At Last
Some two years ago the volunteers of the Donkey Sanctuary received a phone call: an accident had happened and donkeys were involved. At the site it appeared that one donkey had died and one wounded donkey had disappeared: he probably had a broken front...
- 7-up Is On The Look-out For Friends And Family Members
We would like to introduce 7-Up to you, one of the donkeys living at the Aruban Donkey Sanctuary. She came to the sanctuary in 2010 when the volunteers received a phone call that there was a roaming donkey in the vicinity of the Palomarga Racetrack. Catching...
- Andrew Is On The Look-out For Friends And Family Members
We would like to introduce Andrew to you, one of the donkeys living at the Aruban Donkey Sanctuary. Andrew is the 1-year old son of mother Sasha. A name giving contest was held and Andrew was chosen; actually his full name is Andrew Pikabu, but that name...
Travel
Banking and RVs
Although I am not in a hurry at this time, several readers told me I should call my bank and request access to the money that I deposited at least a week ago from the sale of my RV. I say I'm in no hurry, because I can't go anywhere right now except to local stores, and I certainly don't want to spend that money yet!
I'm not surprised at all because I've been through this before. When I sold my condo in Virginia (2003) and my house in North Carolina (2008) the proceeds were wired to my account and I had instant access to them. When I wrote a check for my 5ver and truck, you might remember I sat and cooled my heels for nearly a whole month because the seller's bank held up the funds. Of course they disappeared from my account within a day or two, but the seller couldn't even see them in her account.
In this instance, the full amount I received from my 5th wheel showed up in my account, and I'm almost certain I will be credited with the interest on these funds.
I have been dealing with a Federal Employees Credit Union in Cincinnati since I was 17 years old, and have watched it grow from a two-person office, to a full banking center with a number of branches in the metro Cincinnati area. I realize how much like a bank it is today when I was kept on hold for 35 minutes while "they were assisting other customers". Since my only phone is a cell phone and the minutes were ticking against my account, I finally hung up and emailed them.
I still love this credit union and wouldn't take a regular bank in place of them in a thousand years! The system is what it is and I can't do much about it, although knowing how they work, if I told them I needed xxxxx number of dollars right now to make a purchase of an RV, I'm sure they would allow me access to it. A credit union is more likely to bend the rules once in a while whereas a bank is more rigid. They have bent the rules for me many times in the past, including when I was living in Ireland and needed to buy a car, so I will go along with the situation as it is right now. As I said, I can't go to purchase and pick up the RV right away, and the money will be available when I can.
In the meantime I'm just trying to keep my excitement down to a manageable level, and try not to make too many lists of things I want to get for the camper. And of course I need to do an attitude adjustment on the amount of space I think I need, although that shouldn't be too difficult for me.
- Weather Woes!
Poor Ara, went to the airport last night and was told the flight had been delayed until this morning. Today's flight left, but there was a delay of several hours in Houston; I haven't heard if it finally departed, but I hope she is home...
-
It's not even 7:30 am and I feel like I've put in a full day - or at least a half day. I woke up early this morning because I'm watching Liam for a couple of hours and need to be at Steve's house before 8:30! The first...
- Safe At Last
Some two years ago the volunteers of the Donkey Sanctuary received a phone call: an accident had happened and donkeys were involved. At the site it appeared that one donkey had died and one wounded donkey had disappeared: he probably had a broken front...
- 7-up Is On The Look-out For Friends And Family Members
We would like to introduce 7-Up to you, one of the donkeys living at the Aruban Donkey Sanctuary. She came to the sanctuary in 2010 when the volunteers received a phone call that there was a roaming donkey in the vicinity of the Palomarga Racetrack. Catching...
- Andrew Is On The Look-out For Friends And Family Members
We would like to introduce Andrew to you, one of the donkeys living at the Aruban Donkey Sanctuary. Andrew is the 1-year old son of mother Sasha. A name giving contest was held and Andrew was chosen; actually his full name is Andrew Pikabu, but that name...